Articles Posted in Insurance

Any time you enter into a contract, it is crucial that you understand all of the terms and conditions of the agreement you are entering into. This is of especially high importance for agreements such as insurance policies on major purchases in your life, such as your car or your home. Although many insurance policies…

Pursuing a Rhode Island homeowners or property insurance claim can be much more difficult than it should be. Although insurance companies are paid by their clients for the express purpose of providing coverage against a covered loss, once a claim is filed, an insurance company often treats their client as a hostile party. Claims adjusters…

Most Rhode Island personal injury and insurance disputes must be filed with the court within the statute of limitations that is set by the state legislature. Because plaintiffs are often overwhelmed and or unaware of the potential for a claim for damages, lawsuits are often dismissed when plaintiffs fail to file suit within the statute…

New England property owners generally owe members of the public a legal duty of care to maintain safe premises for people using or visiting their property. This responsibility can result in financial liability for injuries suffered by a person while on the premises as a result of the negligence of the property owner. Landlords have…

When searching for a homeowner’s insurance policy, many Rhode Island homeowners seek out the lowest premium or highest policy limits without paying much attention to the details of what types of losses are covered or excluded from a particular policy. In the event of an incident involving damage or loss, a homeowner may be denied…

Most Rhode Island homeowner’s insurance policies insure the policyholder from personal liability for injuries and property damage that may occur both on the insured property as well as in other places. The personal liability protection is broad, but not unlimited, and many exclusions apply, depending on the specific homeowner’s insurance policy. In a recently decided…

A Massachusetts woman was mauled to death in a tragic dog attack that occurred less than 20 miles from Providence, Rhode Island last month. According to a local news report, the woman was having a seizure when she was attacked by her family’s eight-year-old pit bull. Medical crews and police were called to the scene…

When someone is injured in a serious Rhode Island car accident, they will likely incur significant medical expenses, miss time away from work, and may also experience pain and suffering as a result of the accident. Rhode Island accident victims can pursue a claim against an at-fault driver to recover compensation for these damages. While…

The purpose of car insurance is to provide a way for accident victims to receive compensation for the injuries they sustain in a Rhode Island car accident. Indeed, without the existence of insurance, Rhode Island car accident victims would not be able to recover adequate compensation for their injuries unless the at-fault party happened to…

In Rhode Island, all motorists are required by law to maintain a certain amount of auto insurance on their vehicles. Under Rhode Island General Laws section 31-31-7, motorists must obtain liability insurance of $25,000 per person and $50,000 per accident. In addition, motorists must obtain $25,000 worth of insurance per accident for property damage. Liability…